Value Proposition

SOLUTIONS: What does the Advisory Fee pay for?

 

WEALTH MANAGEMENT:

  • Tactical Investment Management
  • Fiduciary Resource
  • Asset Allocation (across Household)
  • Employer Sponsored (401k/403b) Analysis
  • Selection of Low Cost and Diversified securities
  • Qualified Account Implementation (401k, Profit Sharing, SEP IRA, etc.)
  • Company Stock Option Optimization

TAX EFFICIENCY PLANNING:

  • Tax Loss Harvesting
  • Asset Location (across household)
  • Tax Diversification
  • Tax bracket management during retirement
  • Tax minimization planning (accumulation and distribution)

*Financial Representatives do not render tax advice. Please see a qualified tax professional for tax advice.

FINANCIAL PLANNING:

  • Retirement Planning
  • College Planning
  • Life Insurance
  • Tax Efficiency Planning (Accumulation and Distribution)
  • Employer Benefits Guidance
  • Fixed and Discretionary Budget Creation
  • Major Purchase Guidance and Analysis

DISTRIBUTION PLANNING:

  • Trust Planning Services
  • Social Security Analysis
  • Medicare Surcharge Planning
  • Guaranteed Income Stream Strategies
  • Fixed and Discretionary Budget Creation
  • Gift Strategies and Legacy Planning
  • Long Term Health Care Planning
  • Avoiding higher taxes and healthcare costs as a widower/widow

ONGOING SERVICE:

  • Financial Decision Affirmation (Home, Cars, Budget, lifestyle, vacations, etc)
  • Backdoor Roth IRA Implementation
  • Roth Conversion Analysis
  • Retirement Income and Distribution Management
  • Review of Estate Planning Documents

QUARTERBACK OF FINANCIAL PLAN:

  • Professional Consultation with Attorney
  • Professional Consultation with CPA
  • Discussion with kids or parents about planning needs

STUDENT LOAN PLANNING:

  • 10 Year Loan Forgiveness Analysis
  • 20 Year Loan Forgiveness Analysis
  • 25 Year Loan Forgiveness Analysis
  • Loan Refinancing Analysis
  • Guidance on which income driven repayment plan to choose
  • Guidance on refinancing school loans

RISK MANAGEMENT:

  • Life Insurance
  • Disability Insurance
  • Long–Term Care Insurance
  • Employee Benefits Planning
  • Asset Protection

Matthew Blocki, CFP®, ChFC®, RICP®
Wealth Management Advisor


Physicians Nationwide

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck