Our Planning Solutions

What does the Advisory Fee pay for?

You will never be on the clock with us, and we look forward to helping with all of life’s transitions whenever they may come.  Below are a few elements of planning and services we have found to be helpful to our clients. We look at everything as one comprehensive support system to allow you to live your life by design. Our main goal is to simplify your life and to free up the only limited resource: your time. 

WEALTH MANAGEMENT:

  • Tactical Investment Management
  • Fiduciary Resource
  • Asset Allocation (across Household)
  • Employer Sponsored (401k/403b) Analysis
  • Selection of Low Cost and Diversified securities
  • Qualified Account Implementation (401k, Profit Sharing, SEP IRA, etc.)
  • Company Stock Option Optimization

TAX EFFICIENCY PLANNING:

  • Tax Loss Harvesting
  • Asset Location (across household)
  • Tax Diversification
  • Tax bracket management during retirement
  • Tax minimization planning (accumulation and distribution)

*Financial Representatives do not render tax advice. Please see a qualified tax professional for tax advice.

FINANCIAL PLANNING:

  • Retirement Planning
  • College Planning
  • Life Insurance
  • Tax Efficiency Planning (Accumulation and Distribution)
  • Employer Benefits Guidance
  • Fixed and Discretionary Budget Creation
  • Major Purchase Guidance and Analysis

DISTRIBUTION PLANNING:

  • Trust Planning Services
  • Social Security Analysis
  • Medicare Surcharge Planning
  • Guaranteed Income Stream Strategies
  • Fixed and Discretionary Budget Creation
  • Gift Strategies and Legacy Planning
  • Long Term Health Care Planning
  • Avoiding higher taxes and healthcare costs as a widower/widow

ONGOING SERVICE:

  • Financial Decision Affirmation (Home, Cars, Budget, lifestyle, vacations, etc)
  • Roth Conversion Analysis
  • Retirement Income and Distribution Management
  • Review of Estate Planning Documents

QUARTERBACK OF FINANCIAL PLAN:

  • Professional Consultation with Attorney
  • Professional Consultation with CPA
  • Discussion with kids or parents about planning needs

STUDENT LOAN PLANNING:

  • 10 Year Loan Forgiveness Analysis
  • 20 Year Loan Forgiveness Analysis
  • 25 Year Loan Forgiveness Analysis
  • Loan Refinancing Analysis
  • Guidance on which income driven repayment plan to choose
  • Guidance on refinancing school loans

RISK MANAGEMENT:

  • Life Insurance
  • Disability Insurance
  • Long–Term Care Insurance
  • Employee Benefits Planning
  • Asset Protection

Matthew Blocki, CFP®, ChFC®, RICP®
Wealth Management Advisor


Physicians Nationwide

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck